Travelling to Kenya offers a unique blend of adventure and culture, from exploring the Maasai Mara’s iconic wildlife to relaxing on the pristine beaches of Mombasa. However, managing your finances efficiently is essential to planning your trip. Kenya's official currency, the Kenyan Shilling (KES), is not widely available in India due to limited international forex trade for this currency. As a result, most Indian travellers prefer to load universally accepted currency like USD onto their Forex cards, which can then be exchanged for KES upon arrival.

Forex cards provide a secure, cost-effective, and convenient alternative to carrying cash. These preloaded cards help travellers avoid high conversion fees and unfavourable exchange rates, making them indispensable for international travel. In this blog, we will guide you through the best forex cards available for travel to Kenya and help you choose the right one to ensure a seamless and enjoyable journey.

Count on Atlys to avoid delays and receive your Kenya e-visa within the guaranteed timeframe.

What are the best Forex cards for Kenya in India?

1. AtlysX Global Forex Card

2. HDFC Bank Multicurrency Forex Card

3. SBI Foreign Travel Card

4. ICICI Bank Travel Card

5. Axis Bank Forex Card

6. Thomas Cook Borderless Prepaid Card

7. Niyo Global Card

AtlysX Global Forex Card

The AtlysX Global Forex Card is a popular choice for international travellers seeking convenience and cost-effectiveness. This card offers zero issuance fees, no markups on the first load, and supports transactions in various currencies. With features like real-time exchange rates and instant reloads via a user-friendly app, it’s a reliable option for smooth financial management abroad.

• Issuance Fee: Free (available exclusively for Atlys customers).

• ATM Withdrawal Charges: USD 3 per transaction globally.

• Supported Currencies: All currencies (load USD and transact in any currency without cross-currency fees).

• Markup Fees: None.

• Exchange Rates: Real-time, competitive rates to avoid fluctuations.
  

HDFC Bank Multicurrency Forex Card

The HDFC Bank Multicurrency Forex Card is a trusted option for international travellers. It supports multiple currencies and ensures cost-effectiveness by locking exchange rates, making it a reliable choice for trips to Kenya.

• Currencies Supported: 22 currencies, including USD, EUR, and GBP.

• ATM Withdrawals: USD 2 per transaction; daily limits apply.

• Markup Fee: None for loaded currencies; 2% for unsupported currencies.

• Application Fee: ₹500 + GST (waived on loading USD 1,000 or equivalent).

• Reload Fee: ₹75 + GST per reload.

• Customer Support: 24/7 global assistance for emergencies.

SBI Foreign Travel Card

The SBI Foreign Travel Card is designed for travellers who seek a simple and secure way to manage expenses abroad. With multiple currency options and competitive exchange rates, it’s a practical option for trips to Kenya.

• Currencies Supported: 9 currencies, including USD, EUR, GBP, AED, SEK, and JPY.

• ATM Withdrawals: Available worldwide; fees vary based on the country and transaction type.

• Application Fee: ₹210 + GST.

• Reload Fee: ₹50 + GST per reload.

• Exchange Rate: Locked at the time of loading to avoid rate fluctuations.

• Security Features: Equipped with chip and PIN technology for enhanced protection against fraud.

• Customer Support: 24/7 helpline for assistance.

ICICI Bank Travel Card

The ICICI Bank Travel Card offers seamless financial management during international travel. Its locked exchange rates and broad currency support make it suitable for trips to Kenya.

• Currencies Supported: 15 currencies, including USD and EUR.

• ATM Withdrawals: ₹125 per transaction globally.

• Markup Fee: 2.5% for unsupported currencies.

• Application Fee: ₹300 + GST.

• Reload Fee: ₹100 per reload.

• Exchange Rate: Locked at the time of loading.

• Security Features: Chip and PIN for enhanced safety.

• Additional Benefits: Free replacement in case of loss and 24/7 support.

Axis Bank Forex Card

The Axis Bank Forex Card is convenient for international travellers, offering robust security and multi-currency support. Its cost-effectiveness and usability make it ideal for travelling to Kenya.

• Currencies Supported: 16 currencies, including USD and EUR.

• ATM Withdrawals: Charges vary by location.

• Markup Fee: 2% for unsupported currencies.

• Application Fee: ₹300 + GST.

• Reload Fee: ₹100 + GST.

• Exchange Rate: Locked at the time of loading.

• Customer Support: 24/7 helpline for assistance.

Thomas Cook Borderless Prepaid Card

The Thomas Cook Borderless Prepaid Card provides a hassle-free way to manage international expenses. With competitive exchange rates and multi-currency support, it’s an excellent choice for trips to Kenya.

• Currencies Supported: 9 currencies, including USD, EUR, and AUD.

• ATM Withdrawals: Fees vary by location.

• Daily Limit: Based on loaded currency.

• Markup Fee: None for supported currencies.

• Application Fee: ₹150 + GST.

• Reload Fee: ₹100 + GST.

• Exchange Rate: Locked at the time of loading.

• Customer Support: 24/7 global assistance.

Niyo Global Card

The Niyo Global Card is a tech-forward choice for frequent travellers, offering real-time exchange rates and zero forex markup. Its digital convenience and robust features make it a preferred card for trips to Kenya.

• Currencies Supported: Over 150 currencies, including USD and EUR.

• ATM Withdrawals: Free withdrawals within limits.

• Markup Fees: None.

• Reload Fee: ₹100 per reload.

• Application Fee: ₹500 (waived during special offers).

• Exchange Rate: Real-time interbank rates.

• Customer Support: 24/7 support through app and helpline.

How Do You Choose the Best Forex Card in India for Kenya?

When selecting a Forex card for Kenya, consider the following factors:

1. Currency Support: Ensure the card supports USD or EUR, which are easily exchangeable for KES.

2. Fees: Compare application fees, reload fees, and ATM withdrawal charges.

3. Exchange Rates: Opt for cards offering locked or real-time exchange rates.

4. Reload Options: Look for quick reload facilities through apps or online platforms.

5. Security Features: Choose cards with chip-and-PIN technology and fraud protection.

6. Customer Support: Ensure 24/7 assistance for emergencies.

What Are the Benefits of Using a Forex Card in Kenya?

1. Cost Savings: Avoid high conversion charges and unfavourable exchange rates associated with cash or credit cards.

2. Safety: Preloaded cards minimise the risk of carrying large sums of cash.

3. Convenience: Use the card for ATM withdrawals, retail purchases, and online transactions in Kenya.

4. Budget Control: Track expenses easily and stick to your preloaded budget.

5. Global Acceptance: Use the card at ATMs, restaurants, and retail stores across Kenya.

Conclusion

Choosing the right forex card for Kenya can significantly enhance your travel experience. From the versatile HDFC Bank Multicurrency Forex Card to the digitally advanced Niyo Global Card, there’s a solution for every type of traveller. Evaluate your priorities, such as currency support, fees, and convenience, to select the card that best suits your needs. You can enjoy a stress-free and secure trip to Kenya with the right Forex card.